You’ve worked tirelessly to build your business. Now, it’s time to protect that hard-earned dream with an Smithfieldins business insurance policy. We proudly offer coverage tailored to a wide range of industries, ensuring that your specific needs are met.
Personal Services & Animal Care
Whether you run a barber shop, beauty salon, funeral home, or veterinary clinic, your business is centered around providing essential services to your customers. Just as your clients are at the heart of what you do, you’re at the heart of what we do. We’re here to protect your business so you can focus on serving your community.
Food Shops & Restaurants
Whether your establishment is a fine dining restaurant or a cozy coffee house, you’ve poured your passion into creating a unique experience for your customers. With our restaurant insurance coverage, you can safeguard everything you’ve built, ensuring your business remains protected no matter what challenges arise.
Distributors & Retail Stores
Running a retail or distribution business involves significant investment, from purchasing equipment to renting warehouse space and stocking inventory. With our commercial insurance, you can protect your investment and secure your future. We understand the importance of covering every aspect of your operation, so you can continue to grow with peace of mind.
Professional Services
No two businesses are the same, and that includes professional services. Whether you’re an interior decorator, auctioneer, or taxidermist, your work is unique, and your insurance should be too. Our tailored insurance options ensure that your specific needs are met, so you can focus on what you do best.
Motel & Lessors Risk
Being a landlord comes with its own set of challenges, but finding adequate and affordable insurance shouldn’t be one of them. Our insurance policies are designed to protect your property and your investment, giving you the confidence to manage your business without worry.
Subcontractors
Subcontracting work can be unpredictable, with projects ranging from large-scale endeavors to smaller tasks. No matter the size of the job, risks are always involved. Our commercial insurance provides the protection you need at a competitive price, so you can take on any project with confidence.
What Insurance Do I Need as a Small Business?
Every business has unique insurance needs, and Smithfieldins agents are ready to create a customized quote just for you. Common coverages for small businesses include commercial property, commercial liability, workers’ compensation, and commercial auto. Many of these coverages can be bundled together in a business owners policy, offering a convenient and comprehensive way to manage your insurance needs.
Why Is Commercial Insurance Necessary?
Running a business comes with inherent risks, and commercial insurance is essential to cover the costs associated with those risks. Whether it’s damage to physical property, injuries to others, or legal expenses, having the right insurance means you won’t be left to pay out of pocket. Protect your business from unforeseen events and ensure your long-term success.
At Smithfieldins, we’re dedicated to protecting your business. Contact your local agent today for a free commercial insurance quote and take the first step in safeguarding your future.